Job Description
About the role
- An opportunity to join an innovative, collaborative team
- Build your future career into specialist credit risk, Research & Analysis or Commercial Relationship Manager roles
- Leadership development opportunities and mentoring
Role Location: ANZ Fiji
Role Type: Permanent, Full-time
As a member of the first line of defence function, the credit quality assurance officer is responsible for undertaking high value credit assurance activities independently to ensure level of adherence to ANZ’s lending policies, processes, and controls in the Commercial, SME and High-Risk customer portfolios across the Pacific Region. Recommend innovative changes and process remediations to senior stakeholders, embedding a culture of ‘best-practices’.
The key responsibilities include (but not limited to):
- conduct timely credit assurance file reviews of simple and complex credit transactions ensuring credit quality, including credit facilities are accurately established, documented, and are adequately supported by instruments as required by ANZ Bank
- ensure adherence to credit governance, policies, procedures, country risk appetite, product guidelines including regulatory requirements;
- assess the adequacy of the control framework to manage risks within Pacific wholesale lending portfolios
- coordinate reporting of thematic insights for regions delegated by line manager, actively engage and attend risk forums as a representative of Pacific Credit Quality Assurance sharing insights
- analyse and understand the risk profiles of new or emerging business areas that have not previously been reviewed, having sound understanding of industry knowledge, trends
- continue to learn and adapt by leveraging best practices across other divisions of ANZ
About You
To grow and be successful in this role, you will ideally bring the following:
- Relevant tertiary qualification and experience in risk, compliance, or internal audit disciplines is preferred
- Sound understanding of wholesale lending policies, bank’s credit systems, products and procedures
- Proven experience in commercial banking will be an advantage
- Ability to build and maintain relationships with stakeholders to influence and negotiate change
- Good interpersonal and communication skills
- Sound experience in Audit, Assurance, Operational skills
- Strong focus on delivering quality outcomes
- Well-developed conceptual thinking capabilities
- Highly motivated, self-directed, and a team player
About ANZ
At ANZ, everything we do boils down to ‘why’ – our purpose – to shape a world where people and communities thrive. We're just as focused on seeing our people thrive as well as our customers. We'll give you every opportunity to develop your career.
We are responding faster to changing customer requirements, focusing on the things that matter the most, energising our people, eliminating waste and reducing bureaucracy.
A happy workplace is a thriving one. So in order to attract and keep the best talent, and say thanks for the hard work, we make sure all our employees are rewarded.
We work flexibly at ANZ and encourage you to talk to us about how this role can be flexible for you and any adjustments you may require to our recruitment process or the role itself. If you are a
